YAPI KREDI FINANCIAL LEASING A.O.
CLIENT CLARIFICATION TEXT

 

In accordance with the Law No. 6698 on the Protection of Personal Data ("Law"), your personal data may be processed by Yapı Kredi Finansal Kiralama Anonim Ortaklığı ("Company") as the data controller within the scope described below.

Purposes and Legal Grounds for Processing Personal Data

Your personal data may be processed by our Company for the following purposes ("Purposes") in accordance with the personal data processing conditions and purposes specified in Article 5 of the Law.

Categories of Personal Data Purposes of Processing Personal Data Legal Grounds
Your data on identity, contact, client transactions, risk management and finance

➢Updating client contact information,

➢Carrying out the identification procedures of leased goods and periodic inspection procedures,

➢Opening sales and financial leasing records and performing invoicing activities,

➢Preparation and execution of lending operations,

➢Establishment or performance of a financial leasing agreement for the products and services of our Company,

➢Planning and execution of the restructuring process,

➢Preparation and execution of lending operations,

➢Carrying out the transfer of ownership transactions if agreed in the agreement,

➢Provision of support services after financial leasing

➢Necessity of processing personal data of the parties to a contract, provided that it is directly related to the execution or performance of the contract
Your data on identity, contact, client transactions, risk management and finance

➢Maintenance of client relations,

➢Follow-up of financial transactions,

➢Carrying out the necessary work by our business units and carrying out the relevant business processes in order for the data subjects to benefit from the products and services offered by our Company, including the sales and marketing activities of our products and services,

➢Carrying out the necessary work by our relevant business units for the realisation of the commercial activities conducted by our Company and execution of the related business processes,

➢Ensuring the legal, technical and commercial-business security of our Company and the data subjects who are in business relationship with our Company,

➢Determining and implementing the commercial and business strategies of our company,

➢Planning and execution of operational risk processes,

➢Execution of information security processes,

➢Planning and execution of client satisfaction and corporate communication activities,

➢Carrying out sweepstakes, campaigns, competitions, promotions or advertising activities,

➢Mandatory data processing for the legitimate interests of the data controller, provided that it does not harm the fundamental rights and freedoms of the data subject
Your data on identity, contact, client transactions, risk management and finance

➢Fulfilment of the requests of official institutions,

➢Providing information to authorised institutions due to legislation,

➢Ensuring compliance with the storage obligations stipulated in the legislation,

➢Responding to the data subject applications in accordance with the legislation and carrying out the necessary procedures,

➢Carrying out risk management and audit activities

➢Identifying and controlling risk groups for the determination of credit limits to be granted,

➢Fulfilment of obligations such as identity verification, suspicious transaction reporting, record keeping and providing information required by the Law No. 4208 on Prevention of Money Laundering and related secondary regulations.

➢Explicit stipulation in the legislation and the necessity for the data controller to fulfil its legal obligation
Your data on identity, communication, customer transactions, risk management, finance, requests and complaints

➢Evidential significance in possible disputes that may arise in the future,

➢Receipt, evaluation and finalisation of your requests and complaints

➢Necessity to process data for the establishment, exercise or protection of a right
Your identity and contact data

➢Sending advertisements, promotions, campaigns and similar commercial electronic messages to your contact information you share with our Company

➢Necessity to process data for the legitimate interests of the data controller, provided that it does not harm the fundamental rights and freedoms of the data subject (Employees of merchants or tradesmen clients)

➢(Other persons) Explicit consent

 

To whom, for what purpose and for what legal grounds the processed personal data may be transferred

Your personal data may be transferred within the scope of the data processing conditions set out in Article 5 of the Law in accordance with the rules regarding the transfer of personal data specified in Article 8 of the Law.

 

Recipient Persons/Institutions Legal Grounds and Purpose of the Transfer

➢Our business partners
(It refers to the parties with whom we have a cooperation or business partnership relationship for the sale of our Company's products and services, especially financial leasing processes. For instance; traffic consultancies, insurance companies, customs consultancies, banks, financial institutions, financiers, credit rating agencies, etc.).

Based on the legal ground that it is directly related to the execution or performance of the contract;

➢Provision of the products and services you request from our company,

➢Fulfilment of the requirements of the contract concluded with our Company,

➢Risk assessment for the provision of the necessary financing within the scope of the financial leasing contract,

Based on the legal ground that the processing of your data is mandatory for our legitimate interest, provided that it does not harm your fundamental rights and freedoms;

➢Execution of our business activities,

➢Making a risk assessment to provide the necessary financing under the financial leasing agreement,

➢Follow-up and execution of legal procedures,

➢Sellers
(It refers to the parties that realise the sale of all kinds of movable and immovable goods in financial leasing processes.)

Based on the legal ground that it is directly related to the establishment or performance of the contract;

➢Purchase of goods subject to financial leasing by the Company,

➢Execution of our business activities,

➢Execution of financial leasing processes,

➢Our subsidiaries and shareholders
(It refers to the companies in which the Company has direct or indirect shareholding)

Based on the legal ground that the processing of your data is mandatory for our legitimate interest, provided that it does not harm your fundamental rights and freedoms;

➢Execution of our business activities,

➢Financial Group Companies
(It refers to the financial group companies under the umbrella of Yapı Kredi Bank Financial Group, which was established within the scope of Law No. 5549 and whose parent company is Koç Holding A.Ş. and which is affiliated to Yapı Kredi Bank Financial Group.)

Based on the legal grounds that it is clearly stipulated by law and that it is mandatory for the data controller to fulfil its legal obligation;

➢Fulfilment of our legal obligations,

➢Our suppliers and service providers
(It refers to all third party service providers from whom goods and services are purchased in order to provide our services and carry out our activities. For instance, companies from which we obtain consultancy, parties from which we obtain information technology infrastructure services, parties from which we obtain services in marketing processes, engineering firms, law offices, translation offices, cargo/courier/distribution companies, surveillance/audit/archive firms, expertise and appraisal firms and technical maintenance, repair and inspection follow-up firms, etc.).

Based on the legal ground that the processing of your data is mandatory for our legitimate interest, provided that it does not harm your fundamental rights and freedoms;

➢Execution of our business activities,

➢Management of our company's information systems and transaction security processes,

➢Implementation of infrastructure, maintenance, repair, analysis and development processes of the company systems,

➢Performance of paperwork procedures related to finance, accounting, storage and archive activities.

➢Legally authorised public institutions and legally authorised private institutions
(It refers to private and public institutions and organisations authorised to request information and documents due to relevant legislation or legal processes, private and public institutions and organisations to which information transfer is mandatory due to legislation, and private and public institutions and organisations to which we confirm information to ensure the security of legal proceedings. For instance: Banking Regulation and Supervision Agency (BRSA), Capital Markets Board (CMB), Central Bank of the Republic of Turkey (CBRT), Ministry of Treasury and Finance, Financial Crimes Investigation Board (MASAK), Banks Association of Turkey Risk Centre, Revenue Administration (RA), Social Security Institution (SSI), Credit Registry Agency (CRA), Credit Registration Bureau (CRA), judicial authorities, notaries, Notaries Union of Turkey (TNB), Registered Electronic Mail KEP), etc.)

Based on the legal grounds that it is clearly stipulated by law and that it is mandatory for the data controller to fulfil its legal obligation;

➢Fulfilment of legal reporting and information requests,

➢Execution of legal audit activities,

➢Execution of legal processes,

➢Fulfilment of our obligations arising from the legislation,

 

Method of Collecting Your Personal Data

Within the scope of fulfilling the above-mentioned Purposes, your personal data are collected through filling out the online participation form / contact form / application form in electronic environment, submission of financial leasing application, open internet sources, applications made through opinion / complaint / suggestion / information request, campaign / contest participation, call centre, mobile applications, text messages, e-mail channels and through interviews and forms in cases where you contact our Company in physical environment.

Rights of the Data Subject as Cited in Article 11 of the Law

We hereby declare that you have the following rights regarding your personal data in accordance with Article 11 of the Law:

  • To learn whether your personal data is being processed,
  • To request information in case your personal data have been processed,
  • To find out the purpose for processing of your personal data and whether they have been used in accordance with that purpose,
  • To know the third parties to whom your personal data have been transmitted at home or abroad,
  • To request correction of your personal data if they are incompletely or incorrectly processed and ask that the process carried out in this context be notified to the third parties to whom personal data have been transmitted,
  • To request deletion or destruction of personal data if the reasons for processing the same have ceased to exist although they have been processed in accordance with the provisions of Law No. 6698 and other legislation, and ask that the process carried out in this context be notified to the third parties to whom personal data have been transmitted,
  • To object to occurrence of any result, if any, which is to your detriment by means of analysis of personal data exclusively through automated systems,
  • To demand indemnification of loss if you suffer loss due to processing of such data in breach of the law

As a data subject, if you submit your requests regarding your rights to our Company via the Data Subject Application Form available at https://www.ykleasing.com.tr/Files/leasing/Data_Subject_Application_Form.pdf your request will be concluded as soon as possible and within 30 (thirty) days at the latest, depending on the nature of the request. However, if the procedure requires an additional cost, the fee listed in the rates determined by the Personal Data Protection Board will be charged by our Company.

 

Cookies are used on our website to provide you with the best experience. Cookies allow the services we offer to be presented as personalized content according to your preferences and preferences. Our Cookie Clarification Text you can get more information about cookies by reviewing. Do you accept the processing of your cookie information for personalization, targeting and advertising activities?

Mandatory Preferences

The use of certain cookies is mandatory for our Site to function correctly. For example, authentication cookies, which are activated when you log on to our Site, ensure that your active session continues when you switch from one page to another on our Site.

Functionality and Preference Cookies

Functionality and Preference Cookies

Performance and Analysis Cookies

Thanks to these cookies, we are able to improve the services we provide to you by analyzing your use of our Site and the performance of our Site.For example, thanks to these cookies, we can determine which pages our visitors view the most, whether our site is working properly and possible problems.

Targeting or Advertising Cookies

We use cookies to promote products and services on our Site or in media other than our Site. In addition, we may cooperate with some of our business partners to advertise and promote you on or off our Site. For example, cookies can be used to track whether you have clicked on an ad you see on our site, and if you have benefited from the service on the site to which that ad redirects after the ad attracts your attention.